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Credit Cards
| Card | Balance Transfer Rate | Balance Transfer Period | Typical APR | |
|---|---|---|---|---|
| Virgin Credit Card | 0% | 16 mths | 16.6% | Apply now |
| Barclaycard Platinum | 0% | 15 mths | 15.9% | Apply now |
| NatWest Platinum | 0% | 15 mths | 16.9% | Apply now |
| Egg Card | 0% | Until 5/1/2011 | 16.9% | Apply now |
| Card | Intro Rate | Intro Duration | Typical APR | |
|---|---|---|---|---|
| Virgin Credit Card Exclusive | 0% | 12 mths | 18.9% | Apply now |
| AA Credit Card | 0% | 10 mths | 16.9% | Apply now |
| Sainsbury's Credit Card | 0% | 10 mths | 15.9% | Apply now |
| Halifax All In One | 0% | 9 mths | 15.9% | Apply now |
| Card | Typical APR | Interest Free Days | |
|---|---|---|---|
| Barclaycard Life of Balance | 6.3% | 14.9% | Apply now |
Fees may apply
Loans
Good: Customers with a 'good' profile normally have some or all of the following:
- an excellent history of employment, residential status and banking
- never 'missed' or been late with credit account or mortgage payments
- no CCJ's or black marks against their name
Fair: Customers with a 'fair' profile normally have some or all of the following:
- a fair history of employment, residential status and banking
- been late with some credit/mortgage payments
- a high level of debt and frequently applied for credit
Poor: Customers with a 'poor' profile normally have some or all of the following:
- a poor history of employment, residential status and banking (often tenants)
- late or missed payments with several credit/mortgage accounts
- a high level of debt and frequently applied for credit
- CCJs and defaults
Banking
| Bank | Account Name | Interest (AER) | Min Balance | O/D Rate | |
|---|---|---|---|---|---|
| ALLIANCE & LEICESTER PLC | Premier Direct Current Account | 5% | £1 | 0.00% | Apply now |
| SANTANDER | The Santander Account (Preferred In-credit Rate) | 5% | £1 | 19.90% | Apply now |
| NATWEST BANK PLC | Current Plus | 0.1% | £1 | 19.24% | Apply now |
| THE ROYAL BANK OF SCOTLAND PLC | Interest Paying Current Account | 0.1% | £1 | 19.24% | Apply now |
| Bank | Account Name | Interest (AER) | Min Balance | |
|---|---|---|---|---|
| HALIFAX | Ultimate Reward Current Account | 0% | £0.01 | Apply now |
| NATWEST BANK PLC | Advantage Gold | 0.25% | £1 | Apply now |
| THE CO-OPERATIVE BANK PLC | Privilege Account | 0% | £1 | Apply now |
| CITIBANK | Citibank Plus Account | 0.1% | £1 | Apply now |
| Bank | Account Name | Interest (AER) | Min Balance | |
|---|---|---|---|---|
| ALLIANCE & LEICESTER PLC | Premier 21 Current Account | 5% | £1 | Apply now |
| ALLIANCE & LEICESTER PLC | Premier 21 Current Account | 5% | £1 | Apply now |
| ALLIANCE & LEICESTER PLC | Premier 21 Current Account | 5% | £1 | Apply now |
| ALLIANCE & LEICESTER PLC | Premier 21 Current Account | 5% | £1 | Apply now |
| Bank | Account Name | Interest (AER) | O/D Rate | |
|---|---|---|---|---|
| ALLIANCE & LEICESTER PLC | 0.00% | Apply now | ||
| SANTANDER | 0.00% | Apply now | ||
| FIRST DIRECT | 15.90% | Apply now | ||
| FIRST DIRECT | 15.90% | Apply now |
Savings
| Bank | Account Name | Interest (AER) | Min. Investment | |
|---|---|---|---|---|
| HALIFAX | Web Saver Extra | 2.80% | £1 | Apply now |
| ALLIANCE & LEICESTER | Online Saver Issue 7 | 2.75% | £1000 | Apply now |
| ING DIRECT | Savings Account | 2.50% | £1 | Apply now |
| SANTANDER | eSaver Issue 2 | 2.50% | £1 | Apply now |
| Bank | Account Name | Interest (AER) | Min. Investment | |
|---|---|---|---|---|
| HSBC BANK PLC | Cash e-ISA | 4.25% | £1 | Apply now |
| Bank | Account Name | Interest (AER) | Min. Investment | |
|---|---|---|---|---|
| INVESTEC | High 5 Account | 3.12% | Apply now |
Motgages
| Lender | Initial Rate | Subsequent Rate | Max. Loan To Value | |
|---|---|---|---|---|
| HSBC Special | 2.39% | 3.94% | 60% | Apply now |
| Leek United BS BranchOnly | 2.95% | 5.19% | 85% | Apply now |
| Market Harborough BS | 2.95% | 5.49% | 75% | Apply now |
| Norwich & Peterborough BS | 2.95% | 5.35% | 75% | Apply now |
| Yorkshire Bank | 2.99% | 4.59% | 60% | Apply now |
| Lender | Initial Rate | Subsequent Rate | Max. Loan To Value | |
|---|---|---|---|---|
| Yorkshire BS | 3.09% | 4.99% | 60% | Apply now |
| Britannia Short Term Fix | 3.19% | 4.24% | 75% | Apply now |
| ING Direct | 4.14% | 3.5% | 75% | Apply now |
| HSBC Special | 4.64% | 3.94% | 60% | Apply now |
| The Co-operative Bank Purchase | 5.29% | 4.24% | 75% | Apply now |
| Britannia Long Term Fix | 5.29% | 4.24% | 75% | Apply now |
| Yorkshire BS Fixed | 3.09% | To Mar 2012 | 60% | Apply now |
| Yorkshire BS 2 Year Fixed | 3.29% | 4.99% | 60% | Apply now |
| ING Direct Fixed | 4.29% | 3.5% | 75% | Apply now |
| Principality BS Direct Purchase | 5.59% | 4.99% | 65% | Apply now |
| Mansfield BS | 3.59% | 5.59% | 75% | Apply now |
| Lender | Initial Rate | Subsequent Rate | Max. Loan To Value |
|---|
| Lender | Initial Rate | Subsequent Rate | Max. Loan To Value |
|---|
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