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Credit Cards

Card Balance Transfer Rate Balance Transfer Period Typical APR
NatWest Platinum 0% 16 mths 16.9% Apply now
Royal Bank of Scotland Platinum 0% 16 mths 16.9% Apply now
Virgin Credit Card 0% 14 mths 16.6% Apply now
Egg Card 0% Until 01/11/2011 17.9% Apply now
Card Intro Rate Intro Duration Typical APR
Tesco Clubcard Credit Card 0% 13 mths 16.9% Apply now
MBNA Retail Rewards American Express 0% 12 mths 16.9% Apply now
Virgin Credit Card 0% 12 mths 18.9% Apply now
Bank of Scotland All In One 0% 10 mths 15.9% Apply now
Card Typical APR Interest Free Days
Barclaycard Life of Balance 6.3% 14.9% Apply now
Barclaycard Life of Balance 6.3% 14.9% Apply now
Barclaycard Life of Balance 6.3% 14.9% Apply now

Fees may apply

Loans

Good: Customers with a 'good' profile normally have some or all of the following:
  • an excellent history of employment, residential status and banking
  • never 'missed' or been late with credit account or mortgage payments
  • no CCJ's or black marks against their name
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.
Fair: Customers with a 'fair' profile normally have some or all of the following:
  • a fair history of employment, residential status and banking
  • been late with some credit/mortgage payments
  • a high level of debt and frequently applied for credit
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.
Poor: Customers with a 'poor' profile normally have some or all of the following:
  • a poor history of employment, residential status and banking (often tenants)
  • late or missed payments with several credit/mortgage accounts
  • a high level of debt and frequently applied for credit
  • CCJs and defaults
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.

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Banking

Bank Account Name Interest (AER) Min Balance O/D Rate
SANTANDER The Santander Account (Preferred In-credit Rate) 5% £1 19.90% Apply now
NATWEST BANK PLC Current Plus 0.1% £1 19.89% Apply now
THE ROYAL BANK OF SCOTLAND PLC Interest Paying Current Account 0.1% £1 19.89% Apply now
HALIFAX Reward Current Account 0% £1000 0.00% Apply now
Bank Account Name Interest (AER) Min Balance
HALIFAX Ultimate Reward Current Account 0% £0.01 Apply now
NATWEST BANK PLC Advantage Gold 0.25% £1 Apply now
THE ROYAL BANK OF SCOTLAND PLC Royalties Account 0.15% £1 Apply now
THE ROYAL BANK OF SCOTLAND PLC Royalties Gold Account 0.15% £1 Apply now
Bank Account Name Interest (AER) Min Balance
ALLIANCE & LEICESTER PLC Premier 21 Current Account 5% £1 Apply now
ALLIANCE & LEICESTER PLC Premier 21 Current Account 5% £1 Apply now
ALLIANCE & LEICESTER PLC Premier 21 Current Account 5% £1 Apply now
ALLIANCE & LEICESTER PLC Premier 21 Current Account 5% £1 Apply now
Bank Account Name Interest (AER) O/D Rate
SANTANDER 0.00% Apply now
FIRST DIRECT 15.90% Apply now
ALLIANCE & LEICESTER PLC 0.00% Apply now
FIRST DIRECT 15.90% Apply now

Savings

Bank Account Name Interest (AER) Min. Investment
ING DIRECT Savings Account 2.75% £1 Apply now
POST OFFICE Online Saver 2.75% £1 Apply now
HALIFAX Web Saver Extra 2.60% £1 Apply now
INTELLIGENT FINANCE iSaver 2.49% £1 Apply now
Bank Account Name Interest (AER) Min. Investment
HSBC BANK PLC Cash e-ISA 4.25% £1 Apply now
HSBC BANK PLC Cash e-ISA 4.25% £1 Apply now
HSBC BANK PLC Cash e-ISA 4.25% £1 Apply now
Bank Account Name Interest (AER) Min. Investment
INVESTEC High 5 Account 3.12% Apply now
FIRSTSAVE First Bank of Nigeria PLC 90 Day Notice Account 3.00% Apply now
FIRSTSAVE First Bank of Nigeria PLC 90 Day Notice Account 3.00% Apply now

Motgages

Lender Initial Rate Subsequent Rate Max. Loan To Value
HSBC Special 2.19% 3.94% 70% Apply now
Saffron BS Direct 2.25% 5.39% 75% Apply now
Yorkshire Bank Purchase 2.59% 4.59% 65% Apply now
ING Direct 2.6% 3.5% 70% Apply now
Earl Shilton BS 2.68% 4.95% 75% Apply now
Monmouthshire BS Direct Purchase 2.99% 4.99% 75% Apply now
Monmouthshire BS 2.99% 4.99% 75% Apply now
Hinckley & Rugby BS Purchase with free val 2.64% 5.64% 60% Apply now
Hinckley & Rugby BS (Pur) 2.64% 5.64% 60% Apply now
Lender Initial Rate Subsequent Rate Max. Loan To Value
Santander Direct Fixed 2.75% 4.24% 60% Apply now
ING Direct 2.79% 3.5% 60% Apply now
Principality BS Direct 2.79% 4.99% 75% Apply now
Mansfield BS 3.49% 5.59% 75% Apply now
Leeds BS (Direct) Tied 3.94% 5.69% 60% Apply now
Post Office Mortgages Fixed 65% LTV 2.85% To Sep 2012 65% Apply now
Lender Initial Rate Subsequent Rate Max. Loan To Value
Lender Initial Rate Subsequent Rate Max. Loan To Value
Yorkshire BS 2.39% 4.99% 75% Apply now

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Can't get credit?

Rejected for loans and credit cards? Boost your rating with a free credit report from Experian.

21-07-2008